Aria Studio runs 220+ vehicles across every body type and fuel variant — petrol, diesel, CNG, and EV. Each unit on the floor carries a locked on-road price, a mechanical condition report, and a financing structure from 17 lenders before any conversation starts. Keys, RC, and active insurance leave with you the same day.
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Tell us body type, fuel preference, and monthly outgo limit. We filter the live floor inventory in real time and show you every matching unit with its locked on-road price.
Walk the lot or request a doorstep test drive for your shortlisted units. The 150-point condition report and full ownership history are open before you sit in the car.
Submit documents once — PAN, Aadhaar, and income proof. Simultaneous offers from up to 17 lenders are returned within 2 hours. Choose the EMI structure that fits, sign, and pay the booking amount.
On delivery day, RTO filing is already submitted, the insurance policy is issued at the desk, and all original ownership documents are handed over in a single folder. Drive out the same appointment.
Most Mumbai buyers arrive at a dealership with an ex-showroom number in their head and leave with a bill that's 12–18% higher once road tax, RTO, insurance, and accessories are added at the counter. Aria Studio was set up specifically to close that gap — every vehicle is listed at its true on-road figure, itemised by component, so there's nothing to renegotiate at billing. The floor runs 220+ units across petrol, diesel, CNG, and electric variants — hatchbacks to three-row SUVs. Financing is structured in-house through 17 lending partners, RTO paperwork is filed internally, and insurance is activated on the same day as delivery. The process is designed so a buyer walks in, sees a number, agrees to it, and drives out — without chasing any external parties.
“I came in expecting the usual last-minute cost additions. The sticker price was the bill — not a rupee more. Loan approval came back within 90 minutes and I was comparing two offers on the same screen. Picked up the car two days later with insurance already printed.”
“The battery report on the EV I bought was the deciding factor — it showed 93% capacity and an honest range estimate for Mumbai stop-go driving, not the manufacturer highway figure. That level of disclosure is why I didn't even visit another dealer.”
“Traded in my old diesel sedan and bought a compact SUV the same day. The exchange valuation was ₹40,000 higher than what another dealer offered, and they showed me the auction benchmark data to justify it. Entire process was four hours start to finish.”
No third-party run-arounds: financing, RTO filing, insurance, and exchange valuation are all resolved before you sign.
Every sticker includes ex-showroom, GST, Maharashtra road tax, RTO charges, and basic insurance — the number you see is the number you pay. No add-ons surface at billing.
Your credit profile is run against 17 banks and NBFCs at once. You see competing EMI structures side by side — tenure, rate, and processing fee — before choosing which to accept.
Every pre-owned unit on the lot goes through a 150-point inspection covering engine bay, underbody, suspension geometry, brake line condition, and OBD fault codes. The grade stays on the windshield.
We run a full RC trace and bank-lien check on every second-hand vehicle before it's listed. Buyers see the ownership history and confirmed encumbrance clearance before negotiating.
Form 20, Form 21, and all Maharashtra RTO submissions are handled internally. Buyers receive SMS updates at each stage — from filing to RC dispatch — without visiting the RTO office.
Electric vehicles listed at Aria Studio carry a battery diagnostics printout showing current capacity versus original spec, estimated range under Mumbai stop-go conditions, and cell-balance status.
Bring your existing car for a market-benchmarked valuation. We compare against live auction data and regional resale rates — the counter-offer is issued in writing within 45 minutes.
Comprehensive cover is activated and the policy document issued on the same appointment as key handover — not emailed three days later. Zero-dep and roadside-assist add-ons are selectable at the desk.
A product advisor walks you through fuel-type economics — CNG payback period versus petrol running cost at current Mumbai pump prices, or EV total cost of ownership over 5 years — before you shortlist.
Tell us body type, fuel preference, and monthly outgo limit. We filter the live floor inventory in real time and show you every matching unit with its locked on-road price.
Walk the lot or request a doorstep test drive for your shortlisted units. The 150-point condition report and full ownership history are open before you sit in the car.
Submit documents once — PAN, Aadhaar, and income proof. Simultaneous offers from up to 17 lenders are returned within 2 hours. Choose the EMI structure that fits, sign, and pay the booking amount.
On delivery day, RTO filing is already submitted, the insurance policy is issued at the desk, and all original ownership documents are handed over in a single folder. Drive out the same appointment.
Concrete transactions — segment, price range, financing structure, and delivery timeline.
City HatchbackBuyer needed a daily-commute car under ₹7 lakh with low running cost. CNG hatchback matched — loan approved at 8.9% over 60 months through one of 17 lenders, EMI ₹9,200. RC dispatched in 18 days.
Compact SUVSingle-owner compact SUV, 28,000 km, passed 150-point inspection with Grade A. Encumbrance check confirmed clear title. Buyer's existing hatchback exchanged at ₹3.1 lakh counter-offer, reducing the finance amount. Delivery in 3 days.
Electric VehicleBattery diagnostics showed 91% State of Health, estimated 310 km mixed-cycle range. Maharashtra road tax exemption applied at point of sale, saving ₹1.4 lakh versus petrol equivalent. Insurance with zero-dep add-on activated on delivery day.
7-Seat SUVFamily relocation purchase — three-row diesel SUV, 38,000 km, underbody and differential inspected, Grade B+ clearance. Loan structured across two lenders simultaneously; buyer selected lower-rate offer. Keys and policy handed over in one appointment.
Three budget tiers to filter inventory, financing options, and ownership packages in one view.
Manufacturer websites show ex-showroom prices before Maharashtra road tax (currently 11% for petrol vehicles), RTO registration fees, hypothecation charges if financed, first-year insurance premium, and dealer handling. Our listed on-road price adds every one of those line items specific to Mumbai registration so the number you see is what you pay at the billing counter — itemised, not bundled.
A score in that band doesn't disqualify financing — it shifts the lender pool. Of our 17 partners, 6 NBFCs specifically work with sub-720 profiles at slightly adjusted rates (typically 0.8–1.5% higher than prime-rate offers). We run your profile simultaneously so you see actual approved offers, not estimates. A co-applicant or higher down payment can improve the rate on the same application.
Commercial registration requires the company's Certificate of Incorporation, latest MOA, a board resolution authorising the purchase, company PAN, and GST registration certificate. RTO processing for a company-name RC takes approximately 4–6 working days longer than individual registration in Maharashtra. We file all forms internally — you don't visit the RTO office.
Yes — NCB is attached to the policyholder, not the vehicle, so it transfers directly to the new policy. Bring your current policy document or NCB certificate on delivery day. The insurer adjusts the premium at point of issuance, and the discount (up to 50% for five consecutive claim-free years) is applied before you sign.
Once a booking amount is received, the unit is flagged as reserved in the system and taken off the active floor. The price is locked for 10 calendar days. If the vehicle becomes unavailable for any reason on our side within that period, the full booking amount is returned within 48 hours and you're offered a comparable alternative at the locked price.
Six of our 17 lending partners accept bank statement assessment (typically 12 months) in place of ITR for self-employed applicants. Average monthly credit and debit turnover are used as the income proxy. We'll tell you within 2 hours which lenders will proceed and at what terms — so you're not spending days on an application that won't clear.
Grade A means the vehicle cleared all 150 inspection points without any category-level faults — engine, chassis, bodywork, and electrical systems all within acceptable tolerance. Grade B indicates one or more minor findings (e.g. minor surface rust on underbody, a single tyre at replacement threshold) that are documented, priced into the listing, and disclosed before negotiation. No vehicle with a structural or powertrain fault is listed.
Book a slot at the Aria Studio floor in Mumbai and see the full on-road cost, condition report, and live financing options for any unit before you make a decision. No pressure, no hidden additions.
Book a slot at the Aria Studio floor in Mumbai and see the full on-road cost, condition report, and live financing options for any unit before you make a decision. No pressure, no hidden additions.