We set up the work so that at every step you understand what is happening and what comes next.
Below are the main stages and principles behind our work.
Tell us body type, fuel preference, and monthly outgo limit. We filter the live floor inventory in real time and show you every matching unit with its locked on-road price.
Walk the lot or request a doorstep test drive for your shortlisted units. The 150-point condition report and full ownership history are open before you sit in the car.
Submit documents once — PAN, Aadhaar, and income proof. Simultaneous offers from up to 17 lenders are returned within 2 hours. Choose the EMI structure that fits, sign, and pay the booking amount.
On delivery day, RTO filing is already submitted, the insurance policy is issued at the desk, and all original ownership documents are handed over in a single folder. Drive out the same appointment.
Tell us body type, fuel preference, and monthly outgo limit. We filter the live floor inventory in real time and show you every matching unit with its locked on-road price.
Walk the lot or request a doorstep test drive for your shortlisted units. The 150-point condition report and full ownership history are open before you sit in the car.
Submit documents once — PAN, Aadhaar, and income proof. Simultaneous offers from up to 17 lenders are returned within 2 hours. Choose the EMI structure that fits, sign, and pay the booking amount.
On delivery day, RTO filing is already submitted, the insurance policy is issued at the desk, and all original ownership documents are handed over in a single folder. Drive out the same appointment.
Manufacturer websites show ex-showroom prices before Maharashtra road tax (currently 11% for petrol vehicles), RTO registration fees, hypothecation charges if financed, first-year insurance premium, and dealer handling. Our listed on-road price adds every one of those line items specific to Mumbai registration so the number you see is what you pay at the billing counter — itemised, not bundled.
A score in that band doesn't disqualify financing — it shifts the lender pool. Of our 17 partners, 6 NBFCs specifically work with sub-720 profiles at slightly adjusted rates (typically 0.8–1.5% higher than prime-rate offers). We run your profile simultaneously so you see actual approved offers, not estimates. A co-applicant or higher down payment can improve the rate on the same application.
Commercial registration requires the company's Certificate of Incorporation, latest MOA, a board resolution authorising the purchase, company PAN, and GST registration certificate. RTO processing for a company-name RC takes approximately 4–6 working days longer than individual registration in Maharashtra. We file all forms internally — you don't visit the RTO office.
Yes — NCB is attached to the policyholder, not the vehicle, so it transfers directly to the new policy. Bring your current policy document or NCB certificate on delivery day. The insurer adjusts the premium at point of issuance, and the discount (up to 50% for five consecutive claim-free years) is applied before you sign.
Once a booking amount is received, the unit is flagged as reserved in the system and taken off the active floor. The price is locked for 10 calendar days. If the vehicle becomes unavailable for any reason on our side within that period, the full booking amount is returned within 48 hours and you're offered a comparable alternative at the locked price.
Six of our 17 lending partners accept bank statement assessment (typically 12 months) in place of ITR for self-employed applicants. Average monthly credit and debit turnover are used as the income proxy. We'll tell you within 2 hours which lenders will proceed and at what terms — so you're not spending days on an application that won't clear.
Grade A means the vehicle cleared all 150 inspection points without any category-level faults — engine, chassis, bodywork, and electrical systems all within acceptable tolerance. Grade B indicates one or more minor findings (e.g. minor surface rust on underbody, a single tyre at replacement threshold) that are documented, priced into the listing, and disclosed before negotiation. No vehicle with a structural or powertrain fault is listed.
Book a slot at the Aria Studio floor in Mumbai and see the full on-road cost, condition report, and live financing options for any unit before you make a decision. No pressure, no hidden additions.